Starting a Small Business? Here is a list of resources that can help you toward your "Dream!"

Consumer Guide to Buying a Franchise ? Learn about the benefits of franchise ownership, the limitations, and how to choose the best franchise for you.

Choosing a Retirement Solution for Your Small Business ? It helps small business owners understand the various retirement savings vehicles available to them and encourages them to start a plan for themselves and their employees.

Crossing the Bridge to Self-Employment ? A Federal Microenterprise Resource Guide

Franchise and Business Opportunities ? Outlines information franchise and business opportunity sellers must give you to help you make an informed purchasing decision.

Information and Resources for Employers ? Instructions and forms that will make the life of an employer easier.

Information for the Self Employed ? Information that will help the self-employed run his/her own business.

Multilevel Marketing Plans ? Explains how MLMs work to sell goods or services through distributors. Cautions consumers to watch out for "pyramiding"- the illegal practice of paying commissions for recruiting distributors.

SBA Financing Programs

The Credit Process: A Guide for Small Business Owners ? Summary of the sources and types of commercial loans, business plan design, and the loan-review process for small business financing.

Training ? How to Start a Small Business

Work-at-Home Schemes ? Outlines common scams, questions to ask promoters, and where to complain.

Writing the Business Plan

401(k) Plans for Small Business ? It highlights a 401(k) plan's advantages, some of the options and responsibilities of an employer  in setting up and  operating a 401(k), and the  different  types of 401(k) plans.

Credit

A Special Guide for Seniors and Families ? Articles with information specific to Seniors (or all of us) on dealing with money management issues.

Accessing Your Free Credit Report ? Educates consumers about their right to a free copy of their credit reports. Outlines the nine-month roll-out period beginning with the Western states on December 1, 2004. Explains the ordering process by Web, toll-free telephone number, and postal address. Also discusses other consumer rights under the federal Fair Credit Reporting Act and the Fair and Accurate Credit Transactions Act.

Answers and Solutions for Customers of National Banks ? Helps you find answers to your National Banking questions.

Avoiding Credit and Charge Card Fraud ? Steps to make it more difficult for a crook to capture your card or card numbers, and how to report losses and fraud.

Billed for Merchandise You Never Received? ? Explains your rights and steps to take to correct the problem. Includes a sample dispute letter.

Building a Better Credit Report ? Learn how to legally improve your credit report, how to deal with debt, how to spot credit-related scams, and more.

Buying a New Car ? Tips to help you make a smart deal. Explains commonly used industry terms, and a worksheet to help you negotiate on price.

Buying a Used Car ? Explains your rights when buying from a dealer or a private party. Offers buying tips and resources if you have problems after the sale.

Car Ads: Reading Between the Lines ? Many car dealers advertise unusually low interest rates and other special promotions. Learn what questions to ask to get the best deal for you.

Choosing a Credit Card

Choosing and Using Credit Cards ? Explains credit card terms, how your balance is computed, and how to shop for the best deal. Outlines cardholder protections.

Consumer Handbook to Credit Protection Laws

Cosigning a Loan ? Lists your obligations if you decide to cosign on a loan for a friend or relative. At the top of the list: you may have to pay up to the full amount of the debt if the borrower does not pay.

Credit, ATM and Debit Cards: What To Do If They're Lost or Stolen ? Outlines procedures for reporting loss or theft, and how to minimize your risk.

Credit and Divorce ? Encourages recently divorced consumers, and those contemplating divorce, to look closely at issues involving credit. Understanding the different kinds of credit accounts opened during a marriage may help illuminate the potential benefits - and pitfalls - of each.

Credit and Debit Card Blocking ? Blocking often occurs when you use a credit or debit card to check into a hotel or rent a car. The clerk usually contacts the company that issued your card to give an estimated total. If the transaction is approved, your available credit (credit card) or the balance in your bank account (debit card) is reduced by this amount. Learn why blocking may be a problem, and how to avoid it.

For more information on any of our corporate funding services, please call us at 954-227-7440 Or Apply Online.